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In simple terms co-payment in Health insurance is the percentage of claim amount that a policyholder has to bear. Insurance regulator IRDA has defined co payment in insurance in Master Circular on...
The Insurance Regulatory and Development Authority of India (IRDA) on March 20, 2024 through its circular “Insurance Products Regulations, 2024” has introduced changes regarding pre-existing diseases...
Does your health insurance policy cover home dialysis? Dialysis is often recommended for patients with chronic kidney diseases, where the kidneys have sustained irreparable damage. The only way left...
Star Health Insurance Company’s comprehensive health insurance and family health Optima policies stand out as top-selling insurance products in the Indian market. The similarities between these...
Choosing the right health insurance terms is crucial because you’re making a long-term commitment. You’ll be paying premiums for years, so understanding vital terms ensures your coverage...
Physiotherapy is recommended by doctors for various conditions related to muscles, bones, joints, ligaments, and tendons. This includes conditions like arthritis, back pain, sprains, and strains...
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Energy Policy by HDFC ERGO is a health insurance special plan for individuals already living with chronic lifestyle conditions such as Type 1 Diabetes, Type 2 Diabetes Mellitus, Impaired Fasting...
Star Health Diabetic Safe insurance policy is for the people who are already diabetic or dibetic with complication and finding difficulty health Insurance policy. This policy comes with two plans Plan...
There is growing concern among policyholders as well as prospective buyers regarding the “material change” clauses found in certain health insurance policies. The exact wording of this clause in SBI...
IRDAI has released the Flash Figures – Gross Direct Premium Underwritten for and up to October 2025 for non-life insurers. The data shows the market share performance of the top General Insurance and...
If your health insurance policy has a hospital room rent limit, it most likely includes a Proportionate Deduction clause. Let’s understand what this clause means and how it impacts your insurance...
Health insurance policies are no longer a one-size-fits-all product. “Ultimate Care” by Care Health Insurance Limited is one such example. It offers base features and a buffet of 49...
Health insurance is one of those things we all hope we never have to use, but when we do, it better work the way we expect. Unfortunately, that’s not always the case. Many policies look great on paper...
Enhanced External Counterpulsation, or EECP, is a non-invasive treatment that’s gaining popularity among cardiologists, especially for patients with chronic or refractory angina and certain types of...
Healthcare is a major expense for senior citizens in India, especially as life expectancy increases and medical inflation outpaces general inflation. The challenge becomes more pressing after...