Latest Articles

Ultimate Care by Care Health Insurance: A Deep-Dive Review with Practical Insights

Health insurance policies are no longer a one-size-fits-all product. “Ultimate Care” by Care Health Insurance Limited is one such example. It offers base features and a buffet of 49...

Niva Bupa ReAssure 2.0 Bronze+ Review: Full Benefits, Fine Print & Expert Take

Health insurance is one of those things we all hope we never have to use, but when we do, it better work the way we expect. Unfortunately, that’s not always the case. Many policies look great on paper...

Why Enhanced External Counterpulsation (EECP) is Not Covered Under Health Insurance in India

Enhanced External Counterpulsation, or EECP, is a non-invasive treatment that’s gaining popularity among cardiologists, especially for patients with chronic or refractory angina and certain types of...

Health Insurance for Senior Citizens in India: Smart Planning Beyond Just Premiums

Healthcare is a major expense for senior citizens in India, especially as life expectancy increases and medical inflation outpaces general inflation. The challenge becomes more pressing after...

GI Council Launches Dispute Resolution Portal for Hospitals

The General Insurance Council (GIC), a statutory body under the Ministry of Finance, represents the interests of non-life insurance companies in India—including health, motor, fire, marine, and other...

Common Empanelment by IRDAI

There are more than 30 insurance companies in India offering health insurance policies. Each of these insurers has its own network of empanelled hospitals, and they continuously add more to their...

Permanent Exclusions In Health Insurance IRDAI

Every health insurance policy includes a list of exclusions, these may be specific diseases, conditions, procedures, or equipment that are not covered by the policy. If a person already has a disease...

Types of Exclusion in Health Insurance In India

We all know that a Health insurance policy doesn’t cover everything. There are certain treatments, medical conditions, and even items like equipment or supplies that insurance companies do not pay...

National Insurance Parivar Mediclaim Policy Review

National Insurance Parivar Mediclaim is a floater health insurance plan where you can choose a sum insured between ₹1 lakh and ₹10 lakh for the entire family. In this post, we will discuss the key...

Insurance News

GI Council Launches Dispute Resolution Portal for Hospitals

The General Insurance Council (GIC), a statutory body under the Ministry of Finance, represents the interests of non-life insurance companies in India—including health, motor, fire, marine, and other...

Common Empanelment by IRDAI

There are more than 30 insurance companies in India offering health insurance policies. Each of these insurers has its own network of empanelled hospitals, and they continuously add more to their...

IRDAI Issues a Formal Warning to Heritage TPA

IRDAI carried out a remote inspection of Heritage TPA in November 2021, and based on this inspection, IRDAI issued a show cause notice to Heritage TPA in 2024 and now a warning and advisory. IRDAI...

A Closer Look at India’s Health Insurance Sector: Insights from IRDAI’s Annual Report for FY 2023-24

The Insurance Regulatory and Development Authority of India (IRDAI) has published its annual report for the financial year 2023-24, offering a comprehensive analysis of insurance sector in India. The...

Modern Treatments coverage in Health Insurance in India

The Insurance Regulatory and Development Authority of India (IRDAI) has been a harbinger of change in the country’s insurance landscape through its timely circulars and guidelines across various...

HDFC Ergo launches cashless post-hospitalization claims – a game changer?

HDFC Ergo has announced the launch of cashless post-hospitalization claims, set to roll out in the third week of December 2024 through its app, Here. As the name suggests, post-hospitalization...

Coverage Clarity

Niva Bupa ReAssure 2.0 Bronze+ Review: Full Benefits, Fine Print & Expert Take

Health insurance is one of those things we all hope we never have to use, but when we do, it better work the way we expect. Unfortunately, that’s not always the case. Many policies look great on paper...

Why Enhanced External Counterpulsation (EECP) is Not Covered Under Health Insurance in India

Enhanced External Counterpulsation, or EECP, is a non-invasive treatment that’s gaining popularity among cardiologists, especially for patients with chronic or refractory angina and certain types of...

Health Insurance for Senior Citizens in India: Smart Planning Beyond Just Premiums

Healthcare is a major expense for senior citizens in India, especially as life expectancy increases and medical inflation outpaces general inflation. The challenge becomes more pressing after...

GI Council Launches Dispute Resolution Portal for Hospitals

The General Insurance Council (GIC), a statutory body under the Ministry of Finance, represents the interests of non-life insurance companies in India—including health, motor, fire, marine, and other...

Common Empanelment by IRDAI

There are more than 30 insurance companies in India offering health insurance policies. Each of these insurers has its own network of empanelled hospitals, and they continuously add more to their...

Permanent Exclusions In Health Insurance IRDAI

Every health insurance policy includes a list of exclusions, these may be specific diseases, conditions, procedures, or equipment that are not covered by the policy. If a person already has a disease...

Policy Comparison

Star Health SuperStar vs Assure Health Insurance

In this article, I’ve compared two of the most popular health insurance policies from Star Health Insurance—SuperStar and Assure Health Insurance. SuperStar is a newly launched policy available...

Critical illness insurance 

Critical illness insurance as the name indicate is to cover the severe illness that require prolonged medical treatment and care. Unlike standard health insurance policy which provide coverage for...