- How to Manage Rising Health Insurance Premiums in India
- Health Insurance Guide for Diabetics
- ICICI Elevate ‘Infinite Care’- A Game-Changer or Just a Costly Add-On?
- A Closer Look at India’s Health Insurance Sector: Insights from IRDAI’s Annual Report for FY 2023-24
- Modern Treatments coverage in Health Insurance in India
- IRDAI on Senior Citizens Health Insurance premium
- Star Health SuperStar vs Assure Health Insurance
- Is CT Guided Angiography Covered in Health Insurance?
- Super Top Up Health Insurance
- Critical illness insurance
Coverage Clarity
Health Insurance Guide for Diabetics
According to the ICMR-INDIAB study (2019-2021), an estimated 101 million people in India were living with diabetes in 2021, corresponding to a national prevalence of 11.4%. Additionally, 136 million ...
Is CT Guided Angiography Covered in Health Insurance?
CT-guided angiography is typically classified as an diagnostic procedure which can be carried out on OPD basis. If your health insurance policy includes coverage for OPD expenses, it may be covered ...
Can You Take Multiple Health Insurance Policies?
Yes, you can take multiple health insurance policies, and in fact, this is good option which most of people are not aware of. In this article, I’ll discuss why having multiple health insurance ...
Star Health Insurance Grievance
You may have been diligently paying your health insurance premiums for years, feeling secure that your financial worries in case of an illness are covered. But one day, you fall sick, require ...
Does Insurance Cover Pacemaker Battery Replacement?
A pacemaker battery generally lasts 5–6 years, but sometimes it might need replacement earlier. Now, the big question: does health insurance cover this cost? Let me explain in simple terms, so ...
Sub Limit In Health Insurance
When purchasing a health insurance policy, the first preference is often to look for plans that have no restrictions or limits in coverage. But is it truly possible to buy a health insurance policy ...
What is GIPSA PPN?
GIPSA stands for the General Insurance Public Sector Association, a group of four public sector general insurance companies. These companies are National Insurance, Oriental Insurance, United India ...
Non Disclosure in Insurance Contract
It is always better to disclose all information related to your medical conditions and lifestyle upfront to the insurance company before buying a health insurance policy. Otherwise, you may end up ...
Claim Settlement Ratio
You must have seen advertisements from insurance companies boasting claim settlement ratios of 98-99%. By sheer statistics, it appears that every insurance company is customer-friendly and settles ...
Reasonable and Customary charges
This standard definition which you can find in every health insurance policy, implies that the insurance company will not cover the total cost of treatment if it exceeds the average cost for similar ...
Restoration of Sum insured meaning
If you have tried to buy health insurance you might have come across terms like "Restoration of sum insured" or seen ads promoting 2x or 3x, cover etc. But what do these terms really mean? In this ...
Co Payment in Insurance
In simple terms co-payment in Health insurance is the percentage of claim amount that a policyholder has to bear. Insurance regulator IRDA has defined co payment in insurance in Master Circular on ...
Health Insurance
How to Manage Rising Health Insurance Premiums in India
Health insurance premiums in India are rising every year, making it a growing concern for policyholders. Take Ramesh, for example. Last year, he paid INR 30,000 for his family health insurance ...
IRDAI on Senior Citizens Health Insurance premium
On January 30, 2025, the Insurance Regulatory and Development Authority of India (IRDAI) issued a new circular senior citizens premium in health insurance policies. The key takeaway? Insurance ...
Super Top Up Health Insurance
Super top up insurance policies can be confusing, especially when it comes to claim settlements. I have simplified the concept using examples to explain how these policies work and whether you ...
Can You Take Multiple Health Insurance Policies?
Yes, you can take multiple health insurance policies, and in fact, this is good option which most of people are not aware of. In this article, I’ll discuss why having multiple health insurance ...
HDFC Ergo Health Koti Suraksha Policy Review
The Health Koti Suraksha policy by HDFC Ergo is a health insurance plan that offers both health insurance and comprehensive personal accident coverage. This policy is particularly suitable for those ...
Star Health Insurance Grievance
You may have been diligently paying your health insurance premiums for years, feeling secure that your financial worries in case of an illness are covered. But one day, you fall sick, require ...
Does Insurance Cover Pacemaker Battery Replacement?
A pacemaker battery generally lasts 5–6 years, but sometimes it might need replacement earlier. Now, the big question: does health insurance cover this cost? Let me explain in simple terms, so ...
Sub Limit In Health Insurance
When purchasing a health insurance policy, the first preference is often to look for plans that have no restrictions or limits in coverage. But is it truly possible to buy a health insurance policy ...
Galaxy Promise by Galaxy Health insurance
The health insurance sector in India is witnessing rapid growth, especially post-COVID, due to heightened awareness among the general populace and double-digit medical inflation. This expanding ...
HDFC Optima Secure
HDFC Ergo’s flagship health insurance product, HDFC Optima Secure, is one of the most popular and best-selling policies in India. In this post, we’ll review key features of this policy, discuss ...
Oriental Insurance Cancer Protect Policy
Oriental Insurance, a public sector general insurance company, offers a cancer-specific health insurance policy named Oriental Cancer Protect Policy. This post reviews the key features and ...
MD India Health Insurance
MD India is a Third Party Administrator (TPA) that settles health insurance claims on behalf of insurance companies. Private insurance companies, however, typically have their own in-house claim ...
Private Health Insurance
ICICI Elevate ‘Infinite Care’- A Game-Changer or Just a Costly Add-On?
ICICI Lombard launched its Elevate Health insurance plan in July 2024 with much fanfare, claiming to introduce some innovative, industry-first features. One such optional cover is 'Infinite Care,' ...
HDFC Ergo Health Koti Suraksha Policy Review
The Health Koti Suraksha policy by HDFC Ergo is a health insurance plan that offers both health insurance and comprehensive personal accident coverage. This policy is particularly suitable for those ...
HDFC Ergo launches cashless post-hospitalization claims – a game changer?
HDFC Ergo has announced the launch of cashless post-hospitalization claims, set to roll out in the third week of December 2024 through its app, Here. As the name suggests, post-hospitalization ...
Galaxy Promise by Galaxy Health insurance
The health insurance sector in India is witnessing rapid growth, especially post-COVID, due to heightened awareness among the general populace and double-digit medical inflation. This expanding ...
HDFC Optima Secure
HDFC Ergo’s flagship health insurance product, HDFC Optima Secure, is one of the most popular and best-selling policies in India. In this post, we’ll review key features of this policy, discuss ...
News
A Closer Look at India’s Health Insurance Sector: Insights from IRDAI’s Annual Report for FY 2023-24
The Insurance Regulatory and Development Authority of India (IRDAI) has published its annual report for the financial year 2023-24, offering a comprehensive analysis of insurance sector in India. ...
Modern Treatments coverage in Health Insurance in India
The Insurance Regulatory and Development Authority of India (IRDAI) has been a harbinger of change in the country’s insurance landscape through its timely circulars and guidelines across various ...
HDFC Ergo launches cashless post-hospitalization claims – a game changer?
HDFC Ergo has announced the launch of cashless post-hospitalization claims, set to roll out in the third week of December 2024 through its app, Here. As the name suggests, post-hospitalization ...
IRDAI Master circular on Health insurance Business Review
The Master Circular on Health Insurance Business is undoubtedly a customer-centric move by IRDAI, addressing key pain points from the policyholder’s perspective. The reduction in the moratorium ...
Health Insurance vs. Ayushman Bharat: Which Is Better for Seniors Aged 70+?
Treatment costs under private health insurance are significantly higher compared to Ayushman Bharat. Health insurance companies pay hospitals more, while Ayushman Bharat offers package rates that are ...
HDFC ERGO Launches Optima Wellbeing, a unique OPD subscription
HDFC ERGO has launched Optima Wellbeing, a new OPD subscription Add on plan, in Pune. This plan offers cashless OPD services and discounts of up to 50% on diagnostics and medicines.
