Latest Articles

    Material Change Clause in Health Insurance

    There is growing concern among policyholders as well as prospective buyers regarding the “material change” clauses found in certain health insurance policies. The exact wording of this clause in SBI...

    IRDAI Flash Figures October 2025: Market Share of Top General and Health Insurers

    IRDAI has released the Flash Figures – Gross Direct Premium Underwritten for and up to October 2025 for non-life insurers. The data shows the market share performance of the top General Insurance and...

    Proportionate Deduction Clause in Health Insurance Policies

    If your health insurance policy has a hospital room rent limit, it most likely includes a Proportionate Deduction clause. Let’s understand what this clause means and how it impacts your insurance...

    Ultimate Care by Care Health Insurance: A Deep-Dive Review with Practical Insights

    Health insurance policies are no longer a one-size-fits-all product. “Ultimate Care” by Care Health Insurance Limited is one such example. It offers base features and a buffet of 49...

    Niva Bupa ReAssure 2.0 Bronze+ Review: Full Benefits, Fine Print & Expert Take

    Health insurance is one of those things we all hope we never have to use, but when we do, it better work the way we expect. Unfortunately, that’s not always the case. Many policies look great on paper...

    Why Enhanced External Counterpulsation (EECP) is Not Covered Under Health Insurance in India

    Enhanced External Counterpulsation, or EECP, is a non-invasive treatment that’s gaining popularity among cardiologists, especially for patients with chronic or refractory angina and certain types of...

    Health Insurance for Senior Citizens in India: Smart Planning Beyond Just Premiums

    Healthcare is a major expense for senior citizens in India, especially as life expectancy increases and medical inflation outpaces general inflation. The challenge becomes more pressing after...

    GI Council Launches Dispute Resolution Portal for Hospitals

    The General Insurance Council (GIC), a statutory body under the Ministry of Finance, represents the interests of non-life insurance companies in India—including health, motor, fire, marine, and other...

    Common Empanelment by IRDAI

    There are more than 30 insurance companies in India offering health insurance policies. Each of these insurers has its own network of empanelled hospitals, and they continuously add more to their...

    Insurance News

    IRDAI Flash Figures October 2025: Market Share of Top General and Health Insurers

    IRDAI has released the Flash Figures – Gross Direct Premium Underwritten for and up to October 2025 for non-life insurers. The data shows the market share performance of the top General Insurance and...

    Health Insurance for Senior Citizens in India: Smart Planning Beyond Just Premiums

    Healthcare is a major expense for senior citizens in India, especially as life expectancy increases and medical inflation outpaces general inflation. The challenge becomes more pressing after...

    GI Council Launches Dispute Resolution Portal for Hospitals

    The General Insurance Council (GIC), a statutory body under the Ministry of Finance, represents the interests of non-life insurance companies in India—including health, motor, fire, marine, and other...

    Common Empanelment by IRDAI

    There are more than 30 insurance companies in India offering health insurance policies. Each of these insurers has its own network of empanelled hospitals, and they continuously add more to their...

    IRDAI Issues a Formal Warning to Heritage TPA

    IRDAI carried out a remote inspection of Heritage TPA in November 2021, and based on this inspection, IRDAI issued a show cause notice to Heritage TPA in 2024 and now a warning and advisory. IRDAI...

    A Closer Look at India’s Health Insurance Sector: Insights from IRDAI’s Annual Report for FY 2023-24

    The Insurance Regulatory and Development Authority of India (IRDAI) has published its annual report for the financial year 2023-24, offering a comprehensive analysis of insurance sector in India. The...

    Coverage Clarity

    IRDAI Flash Figures October 2025: Market Share of Top General and Health Insurers

    IRDAI has released the Flash Figures – Gross Direct Premium Underwritten for and up to October 2025 for non-life insurers. The data shows the market share performance of the top General Insurance and...

    Proportionate Deduction Clause in Health Insurance Policies

    If your health insurance policy has a hospital room rent limit, it most likely includes a Proportionate Deduction clause. Let’s understand what this clause means and how it impacts your insurance...

    Ultimate Care by Care Health Insurance: A Deep-Dive Review with Practical Insights

    Health insurance policies are no longer a one-size-fits-all product. “Ultimate Care” by Care Health Insurance Limited is one such example. It offers base features and a buffet of 49...

    Niva Bupa ReAssure 2.0 Bronze+ Review: Full Benefits, Fine Print & Expert Take

    Health insurance is one of those things we all hope we never have to use, but when we do, it better work the way we expect. Unfortunately, that’s not always the case. Many policies look great on paper...

    Why Enhanced External Counterpulsation (EECP) is Not Covered Under Health Insurance in India

    Enhanced External Counterpulsation, or EECP, is a non-invasive treatment that’s gaining popularity among cardiologists, especially for patients with chronic or refractory angina and certain types of...

    Health Insurance for Senior Citizens in India: Smart Planning Beyond Just Premiums

    Healthcare is a major expense for senior citizens in India, especially as life expectancy increases and medical inflation outpaces general inflation. The challenge becomes more pressing after...

    Policy Comparison

    Star Health SuperStar vs Assure Health Insurance

    In this article, I’ve compared two of the most popular health insurance policies from Star Health Insurance—SuperStar and Assure Health Insurance. SuperStar is a newly launched policy available...

    Critical illness insurance 

    Critical illness insurance as the name indicate is to cover the severe illness that require prolonged medical treatment and care. Unlike standard health insurance policy which provide coverage for...

    Section Title

    Material Change Clause in Health Insurance

    There is growing concern among policyholders as well as prospective buyers regarding the “material change” clauses found in certain health insurance policies. The exact wording of this clause in SBI...

    IRDAI Flash Figures October 2025: Market Share of Top General and Health Insurers

    IRDAI has released the Flash Figures – Gross Direct Premium Underwritten for and up to October 2025 for non-life insurers. The data shows the market share performance of the top General Insurance and...

    Proportionate Deduction Clause in Health Insurance Policies

    If your health insurance policy has a hospital room rent limit, it most likely includes a Proportionate Deduction clause. Let’s understand what this clause means and how it impacts your insurance...

    Ultimate Care by Care Health Insurance: A Deep-Dive Review with Practical Insights

    Health insurance policies are no longer a one-size-fits-all product. “Ultimate Care” by Care Health Insurance Limited is one such example. It offers base features and a buffet of 49...

    Niva Bupa ReAssure 2.0 Bronze+ Review: Full Benefits, Fine Print & Expert Take

    Health insurance is one of those things we all hope we never have to use, but when we do, it better work the way we expect. Unfortunately, that’s not always the case. Many policies look great on paper...

    Why Enhanced External Counterpulsation (EECP) is Not Covered Under Health Insurance in India

    Enhanced External Counterpulsation, or EECP, is a non-invasive treatment that’s gaining popularity among cardiologists, especially for patients with chronic or refractory angina and certain types of...

    Health Insurance for Senior Citizens in India: Smart Planning Beyond Just Premiums

    Healthcare is a major expense for senior citizens in India, especially as life expectancy increases and medical inflation outpaces general inflation. The challenge becomes more pressing after...

    GI Council Launches Dispute Resolution Portal for Hospitals

    The General Insurance Council (GIC), a statutory body under the Ministry of Finance, represents the interests of non-life insurance companies in India—including health, motor, fire, marine, and other...

    Common Empanelment by IRDAI

    There are more than 30 insurance companies in India offering health insurance policies. Each of these insurers has its own network of empanelled hospitals, and they continuously add more to their...