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    Insurance News

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    Coverage Clarity

    What is an insurance TPA?

    A TPA, or Third Party Administrator, is an independent organization that works on behalf of insurance companies. It’s not directly part of the insurance company but serves as an intermediary. In this...

    Narayana Health Insurance

    On December 28, 2023, the insurance regulator IRDAI granted a health insurance license to Narayana Health Insurance Limited. This makes Narayana Health Insurance the sixth company to operate in the...

    HDFC ERGO Launches Optima Wellbeing, a unique OPD subscription

    HDFC ERGO has launched Optima Wellbeing, a new OPD subscription Add on plan, in Pune. This plan offers cashless OPD services and discounts of up to 50% on diagnostics and medicines...

    Claim Settlement Ratio

    You must have seen advertisements from insurance companies boasting claim settlement ratios of 98-99%. By sheer statistics, it appears that every insurance company is customer-friendly and settles all...

    Reasonable and Customary charges

    This standard definition which you can find in every health insurance policy, implies that the insurance company will not cover the total cost of treatment if it exceeds the average cost for similar...

    Restoration of Sum insured meaning

    If you have tried to buy health insurance you might have come across terms like “Restoration of sum insured” or seen ads promoting 2x or 3x, cover etc. But what do these terms really mean?...

    Policy Comparison

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    Section Title

    HDFC Energy Health Insurance Policy Review: Benefits, Features & Verdict

    Energy Policy by HDFC ERGO is a health insurance special plan for individuals already living with chronic lifestyle conditions such as Type 1 Diabetes, Type 2 Diabetes Mellitus, Impaired Fasting...

    Star Health Diabetes Safe Insurance Policy Explained: Everything You Must Know Before Buying

    Star Health Diabetic Safe insurance policy is for the people who are already diabetic or dibetic with complication and finding difficulty health Insurance policy. This policy comes with two plans Plan...

    Material Change Clause in Health Insurance

    There is growing concern among policyholders as well as prospective buyers regarding the “material change” clauses found in certain health insurance policies. The exact wording of this clause in SBI...

    IRDAI Flash Figures October 2025: Market Share of Top General and Health Insurers

    IRDAI has released the Flash Figures – Gross Direct Premium Underwritten for and up to October 2025 for non-life insurers. The data shows the market share performance of the top General Insurance and...

    Proportionate Deduction Clause in Health Insurance Policies

    If your health insurance policy has a hospital room rent limit, it most likely includes a Proportionate Deduction clause. Let’s understand what this clause means and how it impacts your insurance...

    Ultimate Care by Care Health Insurance: A Deep-Dive Review with Practical Insights

    Health insurance policies are no longer a one-size-fits-all product. “Ultimate Care” by Care Health Insurance Limited is one such example. It offers base features and a buffet of 49...

    Niva Bupa ReAssure 2.0 Bronze+ Review: Full Benefits, Fine Print & Expert Take

    Health insurance is one of those things we all hope we never have to use, but when we do, it better work the way we expect. Unfortunately, that’s not always the case. Many policies look great on paper...

    Why Enhanced External Counterpulsation (EECP) is Not Covered Under Health Insurance in India

    Enhanced External Counterpulsation, or EECP, is a non-invasive treatment that’s gaining popularity among cardiologists, especially for patients with chronic or refractory angina and certain types of...

    Health Insurance for Senior Citizens in India: Smart Planning Beyond Just Premiums

    Healthcare is a major expense for senior citizens in India, especially as life expectancy increases and medical inflation outpaces general inflation. The challenge becomes more pressing after...