Latest Articles

    Is physiotherapy covered under health insurance?

    Physiotherapy is recommended by doctors for various conditions related to muscles, bones, joints, ligaments, and tendons. This includes conditions like arthritis, back pain, sprains, and strains...

    Which Health Insurance rebranded itself as care health insurance?

    Religare Health insurance company rebranded itself as Care Health insurance company in September 2020. Companies rebrand themselves for a number of reasons, and the decision may typically be driven by...

    Is bariatric surgery covered by insurance

    Bariatric surgery, a weight-loss procedure, has become increasingly important in India due to the rise in obesity-related health issues. Does insurance companies cover the bariatric surgery cost under...

    Happy Family Floater Policy

    Happy family floater policy is flagship family floater product by oriental insurance company. In 2021 policy underwent revision which includes incorporation of new terms...

    Insurance News

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    Coverage Clarity

    IRDAI Master circular on Health insurance Business Review

    The Master Circular on Health Insurance Business is undoubtedly a customer-centric move by IRDAI, addressing key pain points from the policyholder’s perspective. The reduction in the moratorium...

    What is GIPSA PPN?

    GIPSA stands for the General Insurance Public Sector Association, a group of four public sector general insurance companies. These companies are National Insurance, Oriental Insurance, United India...

    Non Disclosure in Insurance Contract

    It is always better to disclose all information related to your medical conditions and lifestyle upfront to the insurance company before buying a health insurance policy. Otherwise, you may end up...

    Health Insurance vs. Ayushman Bharat: Which Is Better for Seniors Aged 70+?

    Treatment costs under private health insurance are significantly higher compared to Ayushman Bharat. Health insurance companies pay hospitals more, while Ayushman Bharat offers package rates that are...

    Pre existing diseases in health insurance

    It’s not a good idea to hide a pre-existing disease/condition. You might pay premiums for years, only to have your policy cancelled later for not being upfront...

    New India Yuva Bharat Health Policy 

    New India Assurance is the largest general insurance company in the India. New India offers a wide range of health insurance products and one of their key health insurance product is the New India...

    Policy Comparison

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    HDFC Energy Health Insurance Policy Review: Benefits, Features & Verdict

    Energy Policy by HDFC ERGO is a health insurance special plan for individuals already living with chronic lifestyle conditions such as Type 1 Diabetes, Type 2 Diabetes Mellitus, Impaired Fasting...

    Star Health Diabetes Safe Insurance Policy Explained: Everything You Must Know Before Buying

    Star Health Diabetic Safe insurance policy is for the people who are already diabetic or dibetic with complication and finding difficulty health Insurance policy. This policy comes with two plans Plan...

    Material Change Clause in Health Insurance

    There is growing concern among policyholders as well as prospective buyers regarding the “material change” clauses found in certain health insurance policies. The exact wording of this clause in SBI...

    IRDAI Flash Figures October 2025: Market Share of Top General and Health Insurers

    IRDAI has released the Flash Figures – Gross Direct Premium Underwritten for and up to October 2025 for non-life insurers. The data shows the market share performance of the top General Insurance and...

    Proportionate Deduction Clause in Health Insurance Policies

    If your health insurance policy has a hospital room rent limit, it most likely includes a Proportionate Deduction clause. Let’s understand what this clause means and how it impacts your insurance...

    Ultimate Care by Care Health Insurance: A Deep-Dive Review with Practical Insights

    Health insurance policies are no longer a one-size-fits-all product. “Ultimate Care” by Care Health Insurance Limited is one such example. It offers base features and a buffet of 49...

    Niva Bupa ReAssure 2.0 Bronze+ Review: Full Benefits, Fine Print & Expert Take

    Health insurance is one of those things we all hope we never have to use, but when we do, it better work the way we expect. Unfortunately, that’s not always the case. Many policies look great on paper...

    Why Enhanced External Counterpulsation (EECP) is Not Covered Under Health Insurance in India

    Enhanced External Counterpulsation, or EECP, is a non-invasive treatment that’s gaining popularity among cardiologists, especially for patients with chronic or refractory angina and certain types of...

    Health Insurance for Senior Citizens in India: Smart Planning Beyond Just Premiums

    Healthcare is a major expense for senior citizens in India, especially as life expectancy increases and medical inflation outpaces general inflation. The challenge becomes more pressing after...