ICICI Lombard launched its Elevate Health insurance plan in July 2024 with much fanfare, claiming to introduce some innovative, industry-first features. One such optional cover is ‘Infinite...
A Closer Look at India’s Health Insurance Sector: Insights from IRDAI’s Annual Report for FY 2023-24
The Insurance Regulatory and Development Authority of India (IRDAI) has published its annual report for the financial year 2023-24, offering a comprehensive analysis of insurance sector in India. The...
The Insurance Regulatory and Development Authority of India (IRDAI) has been a harbinger of change in the country’s insurance landscape through its timely circulars and guidelines across various...
On January 30, 2025, the Insurance Regulatory and Development Authority of India (IRDAI) issued a new circular senior citizens premium in health insurance policies. The key takeaway? Insurance...
In this article, I’ve compared two of the most popular health insurance policies from Star Health Insurance—SuperStar and Assure Health Insurance. SuperStar is a newly launched policy available...
CT-guided angiography is typically classified as an diagnostic procedure which can be carried out on OPD basis. If your health insurance policy includes coverage for OPD expenses, it may be covered...
Super top up insurance policies can be confusing, especially when it comes to claim settlements. I have simplified the concept using examples to explain how these policies work and whether you should...
Critical illness insurance as the name indicate is to cover the severe illness that require prolonged medical treatment and care. Unlike standard health insurance policy which provide coverage for...
Yes, you can take multiple health insurance policies, and in fact, this is good option which most of people are not aware of. In this article, I’ll discuss why having multiple health insurance...
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National Insurance Parivar Mediclaim is a floater health insurance plan where you can choose a sum insured between ₹1 lakh and ₹10 lakh for the entire family. In this post, we will discuss the key...
You may not be aware that your health insurance policy covers Lasik surgery for correction of refractive errors. If your specs number is higher than +7 or -7 (what doctors refer to as a refractive...
IRDAI carried out a remote inspection of Heritage TPA in November 2021, and based on this inspection, IRDAI issued a show cause notice to Heritage TPA in 2024 and now a warning and advisory. IRDAI...
Health insurance premiums in India are rising every year, making it a growing concern for policyholders. Take Ramesh, for example. Last year, he paid INR 30,000 for his family health insurance policy...
According to the ICMR-INDIAB study (2019-2021), an estimated 101 million people in India were living with diabetes in 2021, corresponding to a national prevalence of 11.4%. Additionally, 136 million...
ICICI Lombard launched its Elevate Health insurance plan in July 2024 with much fanfare, claiming to introduce some innovative, industry-first features. One such optional cover is ‘Infinite...
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Energy Policy by HDFC ERGO is a health insurance special plan for individuals already living with chronic lifestyle conditions such as Type 1 Diabetes, Type 2 Diabetes Mellitus, Impaired Fasting...
Star Health Diabetic Safe insurance policy is for the people who are already diabetic or dibetic with complication and finding difficulty health Insurance policy. This policy comes with two plans Plan...
There is growing concern among policyholders as well as prospective buyers regarding the “material change” clauses found in certain health insurance policies. The exact wording of this clause in SBI...
IRDAI has released the Flash Figures – Gross Direct Premium Underwritten for and up to October 2025 for non-life insurers. The data shows the market share performance of the top General Insurance and...
If your health insurance policy has a hospital room rent limit, it most likely includes a Proportionate Deduction clause. Let’s understand what this clause means and how it impacts your insurance...
Health insurance policies are no longer a one-size-fits-all product. “Ultimate Care” by Care Health Insurance Limited is one such example. It offers base features and a buffet of 49...
Health insurance is one of those things we all hope we never have to use, but when we do, it better work the way we expect. Unfortunately, that’s not always the case. Many policies look great on paper...
Enhanced External Counterpulsation, or EECP, is a non-invasive treatment that’s gaining popularity among cardiologists, especially for patients with chronic or refractory angina and certain types of...
Healthcare is a major expense for senior citizens in India, especially as life expectancy increases and medical inflation outpaces general inflation. The challenge becomes more pressing after...