The General Insurance Council (GIC), a statutory body under the Ministry of Finance, represents the interests of non-life insurance companies in India—including health, motor, fire, marine, and other...
There are more than 30 insurance companies in India offering health insurance policies. Each of these insurers has its own network of empanelled hospitals, and they continuously add more to their...
Every health insurance policy includes a list of exclusions, these may be specific diseases, conditions, procedures, or equipment that are not covered by the policy. If a person already has a disease...
We all know that a Health insurance policy doesn’t cover everything. There are certain treatments, medical conditions, and even items like equipment or supplies that insurance companies do not pay...
National Insurance Parivar Mediclaim is a floater health insurance plan where you can choose a sum insured between ₹1 lakh and ₹10 lakh for the entire family. In this post, we will discuss the key...
You may not be aware that your health insurance policy covers Lasik surgery for correction of refractive errors. If your specs number is higher than +7 or -7 (what doctors refer to as a refractive...
IRDAI carried out a remote inspection of Heritage TPA in November 2021, and based on this inspection, IRDAI issued a show cause notice to Heritage TPA in 2024 and now a warning and advisory. IRDAI...
Health insurance premiums in India are rising every year, making it a growing concern for policyholders. Take Ramesh, for example. Last year, he paid INR 30,000 for his family health insurance policy...
According to the ICMR-INDIAB study (2019-2021), an estimated 101 million people in India were living with diabetes in 2021, corresponding to a national prevalence of 11.4%. Additionally, 136 million...
The Insurance Regulatory and Development Authority of India (IRDAI) has been a harbinger of change in the country’s insurance landscape through its timely circulars and guidelines across various...
HDFC Ergo has announced the launch of cashless post-hospitalization claims, set to roll out in the third week of December 2024 through its app, Here. As the name suggests, post-hospitalization...
The Master Circular on Health Insurance Business is undoubtedly a customer-centric move by IRDAI, addressing key pain points from the policyholder’s perspective. The reduction in the moratorium...
Treatment costs under private health insurance are significantly higher compared to Ayushman Bharat. Health insurance companies pay hospitals more, while Ayushman Bharat offers package rates that are...
HDFC ERGO has launched Optima Wellbeing, a new OPD subscription Add on plan, in Pune. This plan offers cashless OPD services and discounts of up to 50% on diagnostics and medicines...
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Enhanced External Counterpulsation, or EECP, is a non-invasive treatment that’s gaining popularity among cardiologists, especially for patients with chronic or refractory angina and certain types of...
Healthcare is a major expense for senior citizens in India, especially as life expectancy increases and medical inflation outpaces general inflation. The challenge becomes more pressing after...
The General Insurance Council (GIC), a statutory body under the Ministry of Finance, represents the interests of non-life insurance companies in India—including health, motor, fire, marine, and other...
There are more than 30 insurance companies in India offering health insurance policies. Each of these insurers has its own network of empanelled hospitals, and they continuously add more to their...
Every health insurance policy includes a list of exclusions, these may be specific diseases, conditions, procedures, or equipment that are not covered by the policy. If a person already has a disease...
We all know that a Health insurance policy doesn’t cover everything. There are certain treatments, medical conditions, and even items like equipment or supplies that insurance companies do not pay...
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Energy Policy by HDFC ERGO is a health insurance special plan for individuals already living with chronic lifestyle conditions such as Type 1 Diabetes, Type 2 Diabetes Mellitus, Impaired Fasting...
Star Health Diabetic Safe insurance policy is for the people who are already diabetic or dibetic with complication and finding difficulty health Insurance policy. This policy comes with two plans Plan...
There is growing concern among policyholders as well as prospective buyers regarding the “material change” clauses found in certain health insurance policies. The exact wording of this clause in SBI...
IRDAI has released the Flash Figures – Gross Direct Premium Underwritten for and up to October 2025 for non-life insurers. The data shows the market share performance of the top General Insurance and...
If your health insurance policy has a hospital room rent limit, it most likely includes a Proportionate Deduction clause. Let’s understand what this clause means and how it impacts your insurance...
Health insurance policies are no longer a one-size-fits-all product. “Ultimate Care” by Care Health Insurance Limited is one such example. It offers base features and a buffet of 49...
Health insurance is one of those things we all hope we never have to use, but when we do, it better work the way we expect. Unfortunately, that’s not always the case. Many policies look great on paper...
Enhanced External Counterpulsation, or EECP, is a non-invasive treatment that’s gaining popularity among cardiologists, especially for patients with chronic or refractory angina and certain types of...
Healthcare is a major expense for senior citizens in India, especially as life expectancy increases and medical inflation outpaces general inflation. The challenge becomes more pressing after...