Latest Articles

Lasik Surgery Coverage In Health Insurance In India

You may not be aware that your health insurance policy covers Lasik surgery for correction of refractive errors. If your specs number is higher than +7 or -7 (what doctors refer to as a refractive...

IRDAI Issues a Formal Warning to Heritage TPA

IRDAI carried out a remote inspection of Heritage TPA in November 2021, and based on this inspection, IRDAI issued a show cause notice to Heritage TPA in 2024 and now a warning and advisory. IRDAI...

How to Manage Rising Health Insurance Premiums in India

Health insurance premiums in India are rising every year, making it a growing concern for policyholders. Take Ramesh, for example. Last year, he paid INR 30,000 for his family health insurance policy...

Health Insurance Guide for Diabetics

According to the ICMR-INDIAB study (2019-2021), an estimated 101 million people in India were living with diabetes in 2021, corresponding to a national prevalence of 11.4%. Additionally, 136 million...

ICICI Elevate ‘Infinite Care’- A Game-Changer or Just a Costly Add-On?

ICICI Lombard launched its Elevate Health insurance plan in July 2024 with much fanfare, claiming to introduce some innovative, industry-first features. One such optional cover is ‘Infinite...

A Closer Look at India’s Health Insurance Sector: Insights from IRDAI’s Annual Report for FY 2023-24

The Insurance Regulatory and Development Authority of India (IRDAI) has published its annual report for the financial year 2023-24, offering a comprehensive analysis of insurance sector in India. The...

Modern Treatments coverage in Health Insurance in India

The Insurance Regulatory and Development Authority of India (IRDAI) has been a harbinger of change in the country’s insurance landscape through its timely circulars and guidelines across various...

IRDAI on Senior Citizens Health Insurance premium

On January 30, 2025, the Insurance Regulatory and Development Authority of India (IRDAI) issued a new circular senior citizens premium in health insurance policies. The key takeaway? Insurance...

Star Health SuperStar vs Assure Health Insurance

In this article, I’ve compared two of the most popular health insurance policies from Star Health Insurance—SuperStar and Assure Health Insurance. SuperStar is a newly launched policy available...

Insurance News

IRDAI Master circular on Health insurance Business Review

The Master Circular on Health Insurance Business is undoubtedly a customer-centric move by IRDAI, addressing key pain points from the policyholder’s perspective. The reduction in the moratorium...

Health Insurance vs. Ayushman Bharat: Which Is Better for Seniors Aged 70+?

Treatment costs under private health insurance are significantly higher compared to Ayushman Bharat. Health insurance companies pay hospitals more, while Ayushman Bharat offers package rates that are...

HDFC ERGO Launches Optima Wellbeing, a unique OPD subscription

HDFC ERGO has launched Optima Wellbeing, a new OPD subscription Add on plan, in Pune. This plan offers cashless OPD services and discounts of up to 50% on diagnostics and medicines...

Coverage Clarity

Types of Exclusion in Health Insurance In India

We all know that a Health insurance policy doesn’t cover everything. There are certain treatments, medical conditions, and even items like equipment or supplies that insurance companies do not pay...

National Insurance Parivar Mediclaim Policy Review

National Insurance Parivar Mediclaim is a floater health insurance plan where you can choose a sum insured between ₹1 lakh and ₹10 lakh for the entire family. In this post, we will discuss the key...

Lasik Surgery Coverage In Health Insurance In India

You may not be aware that your health insurance policy covers Lasik surgery for correction of refractive errors. If your specs number is higher than +7 or -7 (what doctors refer to as a refractive...

IRDAI Issues a Formal Warning to Heritage TPA

IRDAI carried out a remote inspection of Heritage TPA in November 2021, and based on this inspection, IRDAI issued a show cause notice to Heritage TPA in 2024 and now a warning and advisory. IRDAI...

How to Manage Rising Health Insurance Premiums in India

Health insurance premiums in India are rising every year, making it a growing concern for policyholders. Take Ramesh, for example. Last year, he paid INR 30,000 for his family health insurance policy...

Health Insurance Guide for Diabetics

According to the ICMR-INDIAB study (2019-2021), an estimated 101 million people in India were living with diabetes in 2021, corresponding to a national prevalence of 11.4%. Additionally, 136 million...

Policy Comparison

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