HDFC Ergo launches cashless post-hospitalization claims – a game changer?

HDFC Ergo launches cashless post-hospitalisation claims – a potential game changer?

HDFC Ergo has announced the launch of cashless post-hospitalization claims, set to roll out in the third week of December 2024 through its app, Here. As the name suggests, post-hospitalization expenses cover costs incurred on doctor consultation, diagnostic, medicine etc after a person is discharged from the hospital, provided these expenses are directly linked to … Read more

IRDAI Master circular on Health insurance Business Review

IRDAI logo with the title "IRDAI Master Circular on Health Insurance Business"

The Master Circular on Health Insurance Business is undoubtedly a customer-centric move by IRDAI, addressing key pain points from the policyholder’s perspective. The reduction in the moratorium period, extension of free Look Period, coverage during grace period etc are set to positively impact both the health insurance industry and customers.

Health Insurance vs. Ayushman Bharat: Which Is Better for Seniors Aged 70+?

A senior citizen seated with a walking stick, asking "Health Insurance or Ayushman Bharat?

Treatment costs under private health insurance are significantly higher compared to Ayushman Bharat. Health insurance companies pay hospitals more, while Ayushman Bharat offers package rates that are relatively low. This often leads private hospitals to prefer insured patients over Ayushman Bharat beneficiaries.