The Insurance Regulatory and Development Authority of India (IRDA) on March 20, 2024 through its circular “Insurance Products Regulations, 2024”  has introduced changes regarding pre-existing diseases and the moratorium period in health insurance policies. In this article, I have discussed- ...

Does your health insurance policy cover home dialysis? Dialysis is often recommended for patients with chronic kidney diseases, where the kidneys have sustained irreparable damage. The only way left to replicate the functions of the kidney in such cases is through dialysis. Generally, Health ...

Choosing the right health insurance terms is crucial because you're making a long-term commitment. You'll be paying premiums for years, so understanding vital terms ensures your coverage truly suits your needs when you eventually need it. The term "hospital room rent limit" in health insurance ...

Physiotherapy is recommended by doctors for various conditions related to muscles, bones, joints, ligaments, and tendons. This includes conditions like arthritis, back pain, sprains, and strains. Physiotherapy helps patients recover and regain mobility after surgeries, such as joint ...

Bariatric surgery, a weight-loss procedure, has become increasingly important in India due to the rise in obesity-related health issues. Does insurance companies cover the bariatric surgery cost under their health insurance plans? In this post We will analyse this in detail. As per WHO BMI ...