User Posts: Vinod N
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Claim Settlement Ratio
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You must have seen advertisements from insurance companies boasting claim settlement ratios of 98-99%. By sheer statistics, it appears that every insurance ...

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Reasonable and Customary charges
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This standard definition which you can find in every health insurance policy, implies that the insurance company will not cover the total cost of treatment if ...

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Restoration of Sum insured meaning
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If you have tried to buy health insurance you might have come across terms like "Restoration of sum insured" or seen ads promoting 2x or 3x, cover etc. But ...

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Co Payment in Insurance
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In simple terms co-payment in Health insurance is the percentage of claim amount that a policyholder has to bear. Insurance regulator IRDA has defined co ...

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IRDA 2024 guidelines on Pre-existing diseases and Moratorium period
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The Insurance Regulatory and Development Authority of India (IRDA) on March 20, 2024 through its circular “Insurance Products Regulations, 2024”  has ...

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Does insurance cover home dialysis ?
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Does your health insurance policy cover home dialysis? Dialysis is often recommended for patients with chronic kidney diseases, where the kidneys have ...

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A comparison between Star Comprehensive Health insurance and Family Health Optima
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Star Health Insurance Company's comprehensive health insurance and family health Optima policies stand out as top-selling insurance products in the Indian ...

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Room rent limit in Health Insurance
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Choosing the right health insurance terms is crucial because you're making a long-term commitment. You'll be paying premiums for years, so understanding vital ...

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Is physiotherapy covered under health insurance?
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Physiotherapy is recommended by doctors for various conditions related to muscles, bones, joints, ligaments, and tendons. This includes conditions like ...

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Which Health Insurance rebranded itself as care health insurance?
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Religare Health insurance company rebranded itself as Care Health insurance company in September 2020. Companies rebrand themselves for a number of ...

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